Rates are subjected to change at any time.
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Certificate of Deposit
| Account Product Name | Minimum Opening Deposit | Minimum Balance To Obtain APY | Interest Rate | Annual Percentage Yield (APY) |
| 3 Month CD | $1,000 | $1,000** | 1.50% | 1.51% |
| 6 Month CD |
$1,000 | $1,000** | 1.50% |
1.51% |
| 7 Month CD SPECIAL | $5,000 | $5,000 | 4.50% | 4.59% |
| 1 Year CD |
$1,000 | $1,000** | 1.75% |
1.76% |
| 14 Month CD SPECIAL | $5,000 | $5,000 | 4.20% | 4.28% |
| 15 Month CD | $1,000 | $1,000** | 1.00% | 1.00% |
| 24 Month CD |
$1,000 | $1,000** | 2.50% |
2.52% |
| 36 Month CD |
$1,000 |
$1,000**
|
3.00%
|
3.02%
|
| 48 Month CD |
$1,000 | $1,000** | 3.00% |
3.02% |
| 60 Month CD |
$1,000 | $1,000** | 3.00% |
3.02% |
Checking
| Account Product Name | Minimum Opening Deposit | Minimum Balance To Obtain APY | Interest Rate | Annual Percentage Yield (APY) |
| NOW Checking1 | $1,000 | $1,000** | 1.00% | 1.00% |
Money Market
| Account Product Name | Minimum Opening Deposit | Minimum Balance To Obtain APY | Interest Rate | Annual Percentage Yield (APY) |
|
First Addition Money Market1
|
$10,000 | $1 | 1.25% | 1.26% |
| Tier 2 $10,000 | $10,000 | 1.50% | 1.51% | |
| Tier 3 $50,000 | $50,000 | 2.00% | 2.02% | |
| Tier 4 $100,000 | $100,000 | 2.50% | 2.53% | |
| Tier 5 $200,000 | $200,000 | 3.00% | 3.04% | |
| Regular Money Market 1 | $2,500 | $1 | 1.00% | 1.00% |
| Tier 2 $2,500 | $2,500 | 1.00% | 1.00% |
IRA
| Account Product Name | Minimum Opening Deposit | Minimum Balance To Obtain APY | Interest Rate | Annual Percentage Yield (APY) |
| 3 Month CD | $1,000 | $1,000** | 1.50% | 1.51% |
| 6 Month CD |
$1,000 | $1,000** | 1.50% |
1.51% |
| 1 Year CD |
$1,000 | $1,000** | 1.75% |
1.76% |
| 15 Month CD | $1,000 | $1,000** | 1.00% | 1.00% |
| 24 Month CD |
$1,000 | $1,000** | 2.50% |
2.52% |
| 36 Month CD |
$1,000 |
$1,000**
|
3.00%
|
3.02%
|
| 48 Month CD |
$1,000 | $1,000** | 3.00% |
3.02% |
| 60 Month CD |
$1,000 | $1,000** | 3.00% |
3.02% |
| IRA Savings Account1 | $50 | $50** | 1.00% | 1.00% |
Savings
| Account Product Name | Minimum Opening Deposit | Minimum Balance To Obtain APY | Interest Rate | Annual Percentage Yield (APY) |
| Passbook Savings1 | $50 | $50** | 1.00% | 1.00% |
| Commercial Savings | $50 | $50** | 1.00% | 1.00% |
|
Christmas Club Savings1
(Additional Restrictions May Apply)
|
$1 | $1** | 2.00% | 2.00% |
* A penalty may be imposed for early withdrawal.
** Daily balance. The amount of principal in the account each day.
1 The interest rate and annual percentage yield may change after account opening.
Fees could reduce the earnings on the account.
Interest Rates and Annual Percentage Yields are current as of April 10, 2024.
For current rate information, call (715)547-3383