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Commercial Checking

The Commercial Checking can be opened with $100.00, allows unlimited check writing, no per-check charges and if you maintain a $500.00 monthly average balance in your account we will waive the monthly service charge ($10.00). If your average monthly balance is less than $500.00 the service charge will be drawn from your account on the last business day of the month. We will provide a monthly statement that includes images of your checks and deposits for your convenience. Please review your statement and balance your account each and every month.

merchant Services

If you are a merchant and are interested in taking electronic payments from your customers please contact our Customer Service Department. Headwaters State Bank has partnered with First Data for our Merchant Services Program. We will put you in touch with the right people to assist you in setting up a Merchant Program or switching your current program over to First Data. Your Merchant Services can be linked directly to your Commercial Checking for your convenience, with Full Feature Programs such as Electronic Check Acceptance, Internet, Debit and Visa/ MasterCard payment solutions.

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